It is Capital One that you are dealing with when applying or paying for Boscovs credit card, which is purely a store credit card not suitable for use at places other than a Boscovs store. If it is possible, you are better off with a general-purpose credit card issued by a bank.
Boscovs credit card may not be useful if you are not a frequent visitor to a Boscovs store. On the other hand, if you are low on credit score, you may find this card a good way to improve on your credit and become eligible for a general-purpose Visa or MasterCard issued by Capital One or any other bank.
Capital One is a leading credit card issuer in the United States. So, you are likely to become eligible for a Visa or MasterCard issued by the bank if you manage to pay your bills on time and keep your credit profile neat and clean.
The benefits with a Boscovs credit card, however, include excellent rewards on purchases, great discounts on activation of your account, and offers for exclusive sales and events. For every dollar you spend, you can earn from 1 to 4 rewards points depending on your total purchase amount. Every hundred points you earn can help you save $1 on purchases.
You need to fill out an online form, giving out personal information, contact details, and particulars regarding your income and employment. As mentioned earlier, you are providing all these details to the issuing bank Capital One as well as the departmental store Boscovs. You must have a look at their privacy policies and terms and conditions before applying.
Also remember that your application for a Boscovs credit card can impact your credit report. If you have already applied for the card, you can check the application status online by providing your Social Security Number and Zip Code.
You will be using the resources provided by Capital One Bank to make payment for Boscovs credit card. To pay conveniently, you can enroll in online customer care, set your login ID and Password, and obtain access to you account. With online access to your account, you can easily pay your bill, view your statement, receive email alerts, and check your account balance and recent transaction history.
If you face login issues, you can contact Boscovs credit card customer service by email or phone. The phone number to call for Boscovs credit card login and other problems is 1-800-755-7872, which is accessible from 8 am to 12 am, Monday through Friday, from 8 am to 9 pm on Saturday, and from 9 am to 7 pm on Sunday. If you want to contact Capital One directly, you may find additional customer service information here.